Safestor covers you in case of loss or damage to your stored goods from fire, hurricane, tornado, wind, earthquake, vandalism, lightning, smoke, hail, building collapse, explosion, leaking water and burglary. Burglary coverage is limited to 50% of the coverage amount. Also, there must be visible signs of forced entry and a police report must be filed. Furthermore, there is no coverage for loss caused by or resulting from war, flood (or surface water), vermin or climatic conditions like rust or mildew.